Every time you drive your car or truck on Colorado’s highways, you take the risk that you will be involved in a car accident. You never expect to be involved in one, and obviously you hope that you won’t, but with millions of car accidents annually in the United States, they are a constant risk. That risk, of course, is why we are required by law to carry liability insurance on our vehicles; in the event of an accident, the insurance company of the at-fault party will pay for the damage (within the limits of the policy) to other people or property involved. Unfortunately, amplifying the risk of Denver car accidents is information published by the Insurance Research Council indicating that nearly 14% of drivers in the United States are driving without insurance. Here in Colorado, that number is even slightly higher, with about 15% driving uninsured. This means that there is about one chance in seven that if you are in a Colorado car accident, the other driver will be uninsured. If you are in a car accident with an uninsured driver, speak with a Denver car accident attorney to discuss your options.
The most reliable way to mitigate this possibility is to carry uninsured/underinsured motorist coverage on your insurance policy. The purpose of uninsured/underinsured motorist coverage is to cover your damages in an accident that was caused by a driver who is not covered by liability insurance, or to cover damage beyond the limit of the at-fault driver’s liability coverage. In Colorado you can purchase uninsured motorist coverage for both bodily injury and property damage, although if you carry collision coverage, then uninsured motorist property damage would be unnecessary. With these coverages, if you are in an accident in which the at-fault driver is uninsured, or if the limits on their liability insurance are insufficient to cover your damages, a claim with your insurance company should take care of the situation.
If you have been involved in an accident in which the driver at fault was either uninsured, or carried liability insurance which is insufficient to cover your medical bills and property damage, contact an experienced Denver uninsured driver attorney to discuss your options. This issue can be extremely complicated, and while your health is the most important thing to take care of, an accident for which you were not at fault should not become a financial burden. Keith Fuicelli is an aggressive uninsured driver accident lawyer who can work to ensure that your accident does not become a financial burden. Keith gives a FREE CONSULTATION, and works on a contingency basis. This means that if he takes your case, you only pay if he recovers compensation for you. For more information, and to schedule a case evaluation, contact Keith at Fuicelli and Lee at (303)355-7202.
We represent clients throughout Colorado who have been injured due to another's negligence, carelessness or wrongful acts. Our firm handles a broad range of personal injury cases, including: