Most people have some form of health insurance to help pay for their medical care, because as important as good health care is, medical bills can be very large, and can come up unexpectedly. While most people have health insurance, not everyone understands what it actually is. Health insurance is a financial service through which the insurance company agrees to pay some pre-arranged portion of the cost of medical care as stipulated in your policy in exchange for regular payment of premiums. A health insurance policy is a legal contract that can be extremely complicated, but in the vast majority of cases, when the consumer pays his or her premium, the insurance company makes good on its obligations. When both parties to the contract honor their obligations, that is called good faith.
When you buy a health insurance policy, even if the purchase is made through your employer, you function on the assumption that the insurance company will act in good faith. Unfortunately, this expectation is occasionally disappointed; insurance companies sometimes act in bad faith. This may mean that the company sold you the policy with no intention of honoring some of its obligations, or it may mean that the company is refusing to pay on a reasonable claim. That you have filed. In either case, the insurance company has attorneys on staff to protect its interests; you need an experienced Denver health insurance bad faith attorney to protect you.
Your health is far too important to take chances on whether bills will get paid, or to leave issues unattended. When you are sick or injured you need to get appropriate medical care. When you have met your obligation to your health insurance company, you should never have to worry about whether it will meet its obligation to you.
When it comes to negotiating with an insurance company and its staff of lawyers over a bad faith claim, experience matters a lot. The Law Firm of Fuicelli and Lee is dedicated to protecting people who face insurance company bad faith. Denver bad faith attorney Keith Fuicelli believes in open and honest communication; you need to be comfortable speaking with your attorney, and he will be honest with you about your case. If Keith takes your case, he will use his vast experience and skills to get you the best outcome he possibly can. For more information and a FREE CONSULTATION, contact Keith immediately at (303)355-7202.
We represent clients throughout Colorado who have been injured due to another's negligence, carelessness or wrongful acts. Our firm handles a broad range of personal injury cases, including: