There are always risks inherent in driving on Colorado’s roads and highways, but those risks are even greater when riding a motorcycle. Motorcycles lack many of the inherent safety features of cars and trucks: the enclosed body, seatbelts, air bags and anti-lock brakes, among others. A motorcyclist’s primary safety features are helmet and riding leathers, and his or her own skill and awareness of surroundings. For this reason, adequate insurance coverage may be even more important for a motorcyclist than for a driver of a car or truck.
Aside from being legally mandated in Colorado, motorcycle insurance will protect you financially in case you are involved in a motorcycle accident. Everyone probably knows that they need to have insurance, but not everyone knows what insurance actually is. The state of Colorado requires all motorcyclists to carry an insurance policy that includes, at a minimum, bodily injury liability coverage and property damage liability coverage. The purpose of this is to guarantee that if the policy holder causes an accident, any other person who is injured or property that is damaged will be covered. Because liability insurance is mandatory, anyone who is not at fault in an accident should be covered for their injuries and property damage. In addition to liability coverage, it may be advisable to purchase coverages such as uninsured-underinsured motorist coverage, comprehensive coverage, or collision coverage. In any event, it is possible to insure every aspect of a motorcycle accident, depending on the choices of the policy holder.
In the vast majority of cases, insurance companies practice in good faith; they pay out claims in an efficient and responsible manner. Unfortunately, however, sometimes insurance companies operate in bad faith. This means that they either sold the policy with no intention of paying claims, or refuse to pay on reasonable claims. If you feel that your insurance company is operating in bad faith, you need to contact a Denver motorcycle insurance bad faith attorney.
Fuicelli and Lee is a Law Firm that believes in open communication between attorney and client, and knows that when it comes to issues of motorcycle insurance bad faith, experience matters. Keith Fuicelli works on a contingency basis, which means that if he takes your case, you pay him for his services after he has recovered compensation from the insurance company. For more information, and a FREE CONSULTATION, contact Keith at (303)355-7202.
We represent clients throughout Colorado who have been injured due to another's negligence, carelessness or wrongful acts. Our firm handles a broad range of personal injury cases, including: