Longmont Car Accident AttorneyRequest Free Consultation
According to the National Highway Transportation Safety Administration (NHTSA), approximately 39,000 people were killed in vehicle accidents in the United States in 2020. Car accidents can be the result of unavoidable situations such as weather conditions or product malfunction. But for the most part, car accidents are preventable and predictable. Speeding, drunk driving, distracted driving, reckless driving, and inclement weather conditions are some of the common, yet avoidable, causes of car accidents. Car accidents can have devastating consequences including catastrophic injuries or death. If you are a victim of a car accident and suffered injuries or lost a family member as a result of the accident, you may have questions about how to get compensation for your losses. The Longmont car accident attorneys at Fuicelli & Lee can answer your questions and give you information about your rights and entitlements. Contact us today!
Why Choose Fuicelli & Lee
- Fuicelli & Lee is an accomplished Longmont personal injury law firm, representing clients who have suffered catastrophic injuries as a result of someone else’s reckless or careless actions.
- As a boutique law firm, we do not measure our success by the volume of cases we handle, but by the difference we make in our clients’ lives.
- We truly care about our clients, which is why we specifically limit our case docket to ensure every client receives our undivided attention.
If you have suffered injuries in a car accident, you do not have to suffer alone. Contact the Longmont car accident attorneys at Fuicelli & Lee for a free consultation and evaluation of your case. Your initial consultation is free. So call us today at (720) 494-0444.
Insurance Obligations of Car Owners
Every vehicle owner in Colorado is required to carry liability insurance to cover for bodily injury, death, and property damage arising from an accident. The minimum required coverage is as follows:
- $25,000 to cover the injury or death of one person in an accident;
- $50,000 to cover injuries or death of all persons in a single accident; and
- $15,000 to cover property damage arising from an accident.
These limits are the minimum required, and vehicle owners may choose to maintain insurance policies with higher limits.
Vehicle insurance companies in Colorado are also required to offer uninsured or underinsured insurance policies as part of the vehicle insurance packages. Although vehicle owners can opt out of such coverage, the objective of the uninsured or underinsured insurance is to provide added protection for injured victims where the negligent driver is uninsured or underinsured.
While some states have adopted a no-fault car insurance system, where car accident victims do not have to establish who was at fault before they make an insurance claim. Colorado is still an at-fault state. It does not follow the no-fault system. This means that in order to get a pay out from an insurance company, an injured person must prove the defendant’s fault for the accident. This is where having a car accident attorney can be very helpful. They have experienced accident reconstruction experts who can provide evidence to establish fault.
What if I Was Partly at Fault for the Accident?
Being partly at fault for an accident does not automatically bar you from getting compensation for your injury or the death of a loved one. Colorado follows a comparative negligence system where the victim’s fault is measured against the fault of the person(s) responsible for their injury. If a car accident injury case goes to court, the jury will determine the amount of compensation you are entitled to in three stages:
- First, they must determine the total amount of compensation that you could recover if you had not contributed any fault to the accident.
- Next, they must determine the percentage of negligence attributable to each party at fault.
- Finally, the compensation due to you will be calculated by subtracting the portion of the compensation attributable to you from the total amount of compensation recoverable.
If it is found that the percentage of negligence attributable to you is equal to or greater than the percentage of negligence of the person responsible for your injury, then you will not receive any compensation. For example, if it is determined, based on the facts of your case, that you are entitled to $100,000 in compensation, and you’re found to be fifty percent (50%) or more at fault, you will not get any compensation.
How Much Time Do I Have to Make a Claim in Longmont?
It is important to take action as soon as possible after you have been injured by an accident. The law recognizes that sometimes an injury may not manifest immediately after an accident, and takes such circumstances into account. However, for the preservation of evidence and fair dispensation of justice, there are time limits within which certain claims must be brought by an injured person. Concerning vehicle accidents, the time limits are as follows:
- All actions for bodily injury or property damage arising from a car accident have a time limit of three years from the date of the accident.
- Actions against a government body or government employee must be commenced within six months of the discovery of the injury.
How Much Compensation Can I Get for My Injury in Longmont?
The amount of compensation you can get will depend on the specific circumstances of your accident. Factors that can determine the value of compensation due to you include the type of injury suffered and how much fault, if any, can be attributed to you. Your compensation may include damages for economic and non-economic losses. Economic losses are those losses suffered that can be quantified, such as past and future medical expenses, past and future lost wages, and damaged property. Non-economic losses are intangible losses like pain and suffering, emotional stress, inconvenience, and damage to quality of life.
Note that Colorado has a limit on the amount that can be recovered as noneconomic compensation. The maximum amount that can be recovered for noneconomic loss is $1,284,370.
Call Our Longmont Car Accident Lawyer Today
If you have suffered an injury in a car accident, it is important to contact a Longmont car accident attorney as soon as possible. Whether you think you are at fault or not, it is best to have a car accident attorney advocating on your behalf with the insurance companies. The insurance companies may try to avoid responsibility for your injuries or may try to convince you to take a settlement that may not be in your best interest. At Fuicelli & Lee, we will work hard to ensure that you get full and fair compensation for your injury. Whether in a courtroom or at a negotiating table, we have successfully obtained tens of millions of dollars in verdicts and settlements.
If you need to speak with a Longmont car accident attorney, call us at (720) 494-0444 for a free evaluation of your case.